Town of Marblehead, MA + Boston Mutual

Simple Steps, Expert Support.

Let’s make your insurance enrollment simple. Everything you need to know is listed below.

Let’s Walk Through Your Choices

Your employer has selected these Boston Mutual insurance options with you in mind. We've broken each one down to help you understand what's best for you and your family.

Basic Life Insurance

Group Voluntary Term Life

Whole Life Insurance

Critical Illness

Basic Life Insurance

Life insurance provides your beneficiaries with money that can help keep your family financially secure when you pass away.

Resources

Town of Marblehead - Basic Life Benefit Summary

Resources

Town of Marblehead - Basic Life Benefit Summary

How Life Insurance Takes Care of Your Family

Signing up for life insurance means there will be cash available for your loved ones to cover things like mortgage payments and other expenses should something happen.

The money can help cover:

Everyday expenses like the mortgage, bills, and keeping the household running
Planning a special farewell that celebrates your life and legacy
Providing long-term financial security for the people who matter most to you

How Life Insurance Takes Care of Your Family

Signing up for life insurance means there will be cash available for your loved ones to cover things like mortgage payments and other expenses should something happen.

The money can help cover:

Everyday expenses like the mortgage, bills, and keeping the household running
Planning a special farewell that celebrates your life and legacy
Providing long-term financial security for the people who matter most to you

Other Helpful Information

Take It with You
Change jobs? Your policy may provide the option to take your coverage with you and make your payments directly to us. Please contact your employer for more information on your options.

Other Helpful Information

Group Voluntary Term Life

Need more coverage? Our Group Voluntary Term Life Insurance offers you an opportunity to purchase additional coverage for financial peace of mind for your family.

Resources

Town of Marblehead - GVTL Benefit Summary
Town of Marblehead - Employee GVTL Rate Grid

Resources

Town of Marblehead - GVTL Benefit Summary
Town of Marblehead - Employee GVTL Rate Grid

How It Works

With flexible coverage options, you can customize a life insurance plan that fits your needs and budget.

Your representative can work with you to decide how much coverage you need and what amount fits your needs. (Note: Larger amounts may need special approval.)

Group Voluntary Term Life insurance coverage provides –

Coverage in addition to Basic Life insurance to help with expenses
You can also purchase coverage for your spouse and dependents as well

How It Works

With flexible coverage options, you can customize a life insurance plan that fits your needs and budget.

Your representative can work with you to decide how much coverage you need and what amount fits your needs. (Note: Larger amounts may need special approval.)

Group Voluntary Term Life insurance coverage provides –

Coverage in addition to Basic Life insurance to help with expenses
You can also purchase coverage for your spouse and dependents as well

Other Helpful Information

Take It with You
Coverage will terminate when you change jobs or retire, but don’t worry – you may have options to take it with you. Contact your employer for more information.

Other Helpful Information

Take It with You
Coverage will terminate when you change jobs or retire, but don’t worry – you may have options to take it with you. Contact your employer for more information.

Whole Life Insurance

With flexible coverage options, guaranteed premiums, and cash value growth, you can customize a life insurance plan that fits your needs and budget.

Resources

How It Works

Whole life insurance provides your beneficiaries with money that can help keep your family financially secure when you pass away, whether your family will need money for things like bills, funeral expenses, daily expenses, or mortgage payments when you’re gone. Plus, it has cash value that grows over time, so you can borrow from it if needed.

Your representative can work with you to decide how much coverage you need and what amount fits your budget. (Note: Larger amounts may need special approval.)

Your coverage starts protecting you as soon as you enroll. Once you lock in your premium rate, your coverage and your rate stay the same for life as long as you keep up with payments.

How It Works

Your representative can work with you to decide how much coverage you need and what amount fits your budget. (Note: Larger amounts may need special approval.)

Your coverage starts protecting you as soon as you enroll. Once you lock in your premium rate, your coverage and your rate stay the same for life as long as you keep up with payments.

How Life Insurance Takes Care of Your Family

Signing up for life insurance means there will be cash available for your loved ones to cover things like mortgage payments and other expenses should something happen. Just let us know who you’d like to receive the payment if something happens to you.

The money can help cover:

Everyday expenses like the mortgage, bills, and keeping the household running
Planning a special farewell that celebrates your life and legacy
Providing long-term financial security for the people who matter most to you

How Life Insurance Takes Care of Your Family

The money can help cover:

Everyday expenses like the mortgage, bills, and keeping the household running
Planning a special farewell that celebrates your life and legacy
Providing long-term financial security for the people who matter most to you

Other Helpful Information

Cover Your Whole Family – You do not need to elect coverage for yourself to cover your family. You can choose to cover yourself, and/or your spouse, children, and grandchildren – all with one application.
Take It With You – Change jobs? No problem. Your insurance policy stays with you and at the same premium. Just make your payments directly to us.
Guaranteed Cash Value – Did you know your policy also builds cash value? As long as you make your regular payments, your policy builds up cash you can pull from anytime. The cash value you see today is guaranteed to be there when you turn 65, as long as you maintain your coverage.*
Room To Grow – Think you might need more coverage later? You can start with a basic policy now and increase it at any future enrollment.

*The actual cash value may be decreased by loans or withdrawals.

Other Helpful Information

Cover Your Whole Family – You do not need to elect coverage for yourself to cover your family. You can choose to cover yourself, and/or your spouse, children, and grandchildren – all with one application.
Take It With You – Change jobs? No problem. Your insurance policy stays with you and at the same premium. Just make your payments directly to us.
Guaranteed Cash Value – Did you know your policy also builds cash value? As long as you make your regular payments, your policy builds up cash you can pull from anytime. The cash value you see today is guaranteed to be there when you turn 65, as long as you maintain your coverage.*
Room To Grow – Think you might need more coverage later? You can start with a basic policy now and increase it at any future enrollment.

*The actual cash value may be decreased by loans or withdrawals.

Critical Illness

When serious health problems happen, you need to focus on getting better, not worrying about money. Critical Illness insurance gives you a lump sum of cash right away if you're diagnosed with a medical condition that’s covered by the policy, whether or not you have health insurance. This helps you pay for whatever you need during this important time.

Resources

How It Works

We know facing a serious illness can turn your family’s world upside down. Here’s what you can use the money for:

Everyday bills like rent, groceries, and utilities while you take time off work
Travel costs to see specialists or get treatment
Extra help at home during recovery, like childcare or meal delivery
Medical costs not covered by your health insurance, such as deductibles

If you get diagnosed with a covered illness, we send cash straight to you. The money is yours to use as you choose – it won’t affect your other insurance.

Your representative can work with you to decide how much coverage you need and what amount fits your budget. (Note: Larger amounts may need special approval.)

Your coverage starts protecting you as soon as you enroll. Once you lock in your premium rate, your coverage and your rate stay the same for life as long as you keep up with payments.

How It Works

We know facing a serious illness can turn your family’s world upside down. Here’s what you can use the money for:

Everyday bills like rent, groceries, and utilities while you take time off work
Travel costs to see specialists or get treatment
Extra help at home during recovery, like childcare or meal delivery
Medical costs not covered by your health insurance, such as deductibles

If you get diagnosed with a covered illness, we send cash straight to you. The money is yours to use as you choose – it won’t affect your other insurance.

Your representative can work with you to decide how much coverage you need and what amount fits your budget. (Note: Larger amounts may need special approval.)

Your coverage starts protecting you as soon as you enroll. Once you lock in your premium rate, your coverage and your rate stay the same for life as long as you keep up with payments.

Getting Critical Illness Coverage Is Simple

You pick how much insurance you want through your job – choose what works for your budget.
If you get diagnosed with a covered illness, we send cash straight to you.
You can use the money any way you need, and it won’t affect your other insurance.

Getting Critical Illness Coverage Is Simple

You pick how much insurance you want through your job – choose what works for your budget.
If you get diagnosed with a covered illness, we send cash straight to you.
You can use the money any way you need, and it won’t affect your other insurance.

Other Helpful Information

Cover Your Whole Family – You can choose to cover yourself, your spouse, and children all with one application.
Take It With You – Change jobs? No problem. Your insurance policy stays with you and at the same premium. Just make your payments directly to us.

Other Helpful Information

Cover Your Whole Family – You can choose to cover yourself, your spouse, and children all with one application.
Take It With You – Change jobs? No problem. Your insurance policy stays with you and at the same premium. Just make your payments directly to us.

Payment Information

Payroll Deduction

Paying for this coverage is via payroll deduction, meaning that payment will be automatically withdrawn from your paycheck.

Take the Next Step

Whether you're ready to enroll or just have questions, your company’s Boston Mutual Representative is ready to help. Contact Liam Gillis to get started.

liam@membershipbenefitsgroup.com

781.775.3481

Schedule a Meeting

About Boston Mutual Life

At Boston Mutual Life Insurance Company, we’ve got you covered.

We provide access to insurance solutions designed to protect our customers, their future, and the people they care about. As a trusted mutual insurer putting customers at the center of what we do, we deliver real solutions to your employees and their families.

Life insurance, and other coverage like accident, disability, or critical illness insurance can seem confusing – but we’re here to help figure out which options make the most sense for your employees’ needs.

As a specialist in group life insurance and voluntary benefits for municipalities for more than 70 years, we understand your members, your budget, and your unique needs.

We’ve supported working Americans for over 135 years, including union members, municipal and public sector employees, first responders, teachers, small businesses, and local communities. We remain committed to serving our customers, helping bring peace of mind to those who rely on us.