Voluntary Term Life with Level Rates
Voluntary Term Life insurance with rates that don’t increase with age — giving employees predictable, long-term protection they can count on through every stage of their career.
Group Life Insurance Expertise
Coverage Built for the Complexityof Municipal Work
We've spent decades building tailored insurance solutions for municipalities throughout the country. Let us show you what that means, the right coverage, built around the unique needs of a workforce that serves the entire community.
Tailored Solutions For Town's Diverse Workforce
First Responder Accident Coverage
Accident coverage designed specifically for first responders, providing around-the-clock protection for the men and women who put themselves on the line every shift.
Disability Programs That Complement PTO
Disability programs designed to work alongside your existing municipal PTO and sick time policies — filling the gaps and giving employees real financial protection when they need it most.
Streamlined Administration
Less Paperwork. More Time for What Matters.
We simplify your workload so your HR team can focus on your employees — not on paperwork and billing.
Direct-Pay Options
Certain voluntary benefits can be paid directly by employees, reducing employer administration and keeping benefits accessible.
Online Administration Portal
Our real-time portal lets you make updates, manage enrollment, and handle changes without the paper trail — saving time across your HR team.
Year-Round Support
Our dedicated team is available to assist you and your employees throughout the year — not just at open enrollment.
