Accident Insurance vs Life Insurance

Protection for the Unexpected: Learn the Differences Between Accident Insurance vs Life Insurance with Boston Mutual

Discover the value of both life insurance and accident insurance and the benefits of having both. Understanding the differences can help you feel confident in making sure you and your family are covered.

What Are the Differences?

Life insurance, on the other hand, provides a death benefit to help provide financial peace of mind to your family in the event of the policyholder’s death. This money can be used to cover final expenses and help replace household income that’s lost. The policy also builds cash, so you can take out a loan on the policy if the need arises.
: The costs for her accident added up quickly – co-payments for the ER visit, crutches, and time away from work for her parent’s to attend follow-up appointments. Thankfully Sophia’s parents had purchased the Accident plan through Boston Mutual and received $1,400 to assist with expenses and relieve the financial stress of her accident.
: Life insurance aims to provide lifelong financial security for the policyholder’s family, covering expenses such as mortgages, final expenses, education, and daily living costs after the policyholder’s death.

Video Resources

What is Accident Insurance?

What is Whole Life Insurance?

How Accident Insurance Works

Benefits Include

Ambulance rides
Emergency room visits
Concussions
Fractures and dislocations
Physical therapy
Emergency dental work
and much more with 30+ included benefits!

Eligibility

To be eligible you must be 18-70 years old and working a minimum of 20 hours a week. Children under the age of 26 are eligible regardless of marital or dependency status.

Premiums

The cost of this protection is less than $.75 per day for a single plan and less than $2.00 per day for a family plan.

Reach out to learn more about Boston Mutual's affordable accident and life insurance options. One of our helpful insurance professionals are available to answer all of your questions.

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